Open a Youthsaver account first, then add a Smart Access Account for Youth. For children aged 9 to 13 who don’t already have a bank account You'll need to provide ID for verification for yourself and your child within 20 days of opening the account or the account may automatically close. If you’re over 18, you must use an Australian driver licence or an Australian or foreign passport. Smart Access Account for Youth is best used with our Youthsaver account so your child can manage their own money, while working towards their savings goals.

Services

Westpac Choice is our most popular account. Please also review our Financial Services Guide (FSG) before accessing information on this website. Please read the applicable Disclosure Documents before acquiring any product described on this website. You should consider whether it is appropriate for your situation.

We’re helping address the UN’s global sustainable development goals and solve challenges posed by climate change, resource depletion and other issues, to create a greener future. We celebrate diversity and aim to create a welcoming environment where everyone feels they belong. Catherine is using film to change people’s attitudes towards the environment. Here’s how some of our students are making the most of their time at Curtin.
Labor’s defence plan fails the self-reliance test
- Card Member must adhere to all house rules of participating lounges.
- Participation, locations, rates, and policies of lounges are subject to change without notice, and Card Members and their guests will not be compensated for such changes.
- Afterpay automatically charges your payments to your nominated debit or credit card.
- Select reviews from real customers like you who are happy they chose ENGIE to supply their energy.
- TipYou can still pay for your eBay order with another payment method such as a credit card.
- Access specially curated experiences across the world of music, dining, art and more.
Guest access and fees subject to terms and conditions of participating airport clubs.For the most current Delta Sky Club access and pricing policy, please visit delta.com/skyclubaccess. Additional Gold Cards and online pokies Additional Green Cards on your Platinum account are not eligible for complimentary access. Note that select lounges allow access to Card Members with a confirmed reservation for any same-day travel (departure or arrival). Visit the Centurion Lounge Website to learn more about lounge locations and guest access policies applicable to international Centurion Lounge locations.
Tap 'StepPay' and then tap 'Apply now' to see if you're eligible. Jump into the CommBank app and search 'StepPay'. One platform to start, run, and grow your online business.

The Travel Credit can be redeemed through American Express Travel Online on a single eligible travel booking by selecting the Travel Credit when you checkout. To help maximise your spending power, make regular transactions and don’t miss any payments. Flexible Spending Power Approval based on account status at the time of your request. You can apply for up to 4 Additional Platinum Cards, at no extra fee. To view the benefits available to an Additional Platinum Card Member and to apply,

AI was going to thin junior banker ranks, instead it raised the bar
Shop now 36 Months Interest Free when you spend $500 or more on a payment plan with a Latitude GO Mastercard credit card at Harvey Norman® Monthly credit card fee (currently $10.95) and other charges apply. With your Latitude GO Mastercard credit card when you spend a minimum of $1,000 on an equal monthly payment plan3.
Fixed and variable home loans with the flexibility to match your situation. Lock-in a competitive interest rate for a set term. Savings accounts to hit your savings goals – whether it’s a holiday or a rainy day fund. Flexible credit options for daily spending, emergencies or making the most of your points. Latitude may vary, extend or withdraw this offer at any time without notice.
Loans to support you even if you have a less than perfect credit history Buy tools, equipment or supplies to start or grow your business Cover repairs, rego, tyres or buy a new vehicle with a car loan If successful, we will typically reach out with an offer within the same business day. The Cashies Loan is the fast, flexible cash loan you can use as and when you need.
Freedom to choose the way you pay, with no extra transaction fees The age of co-intelligence is here as humans and AI collaborate to drive growth, redeploy talent and turn skills into measurable value across business and society. In a world of constant change, reinvention is a continuous strategy. The 2025–26 payroll tax annual reconciliation is fast approaching and is due to be lodged and paid by 21 July 2026. American Express and the participating lounge reserve the right to revise the rules at any time without notice. Amenities, services, and hours may vary by participating lounge and are subject to change without notice.
It might take a bit of time to appear in the ‘Cards’ section so try again later on if you can’t see it straightaway. StepPay, our Buy Now Pay Later product and an Interest-free Low Fee credit card are the two low-cost credit contracts that CommBank offers. When you make a purchase of $100 or more, it will be split into four equal fortnightly repayments.
It’s faster and easier to repay due or upcoming repayments within the CommBank app, by accessing StepPay from your Accounts list. CommBank AdvancePay is where you apply to access money you expect to be paid, before your next pay day. If you miss payments on your StepPay account, it may affect your credit score. Access StepPay alongside your existing accounts and manage repayments and spend limits in one app.
Guest access policies (including, but not limited to, guest fees and number of complimentary guests per visit) applicable to international locations of The Centurion Lounge may vary by location and are subject to change. If your Card has a Travel Credit benefit, the Primary Card Member is eligible for an annual Travel Credit, subject to Travel Credit Terms and Conditions at americanexpress.com.au/platinumtravelcreditterms . TipYou can still pay for your eBay order with another payment method such as a credit card.
Customers aged 30 to 34 will be refunded the Account-Keeping Fee within 5 business days of the fee being charged. Your Choice account could be active in just a few minutes. Now, when you open both a Choice everyday account and savings account together, you could earn $50 cashback. A simple-to-use everyday bank account.
